Our Proprietary Deal Flow – Project Code Name: “UNDERCOVER”

MICRO-CREDIT - Investment Opportunities

Online Microcredit

Project code name “UNDERCOVER”

USD 3 M sales

ASEAN

USD 10M Fund Raising (Equity + Debt)

“UDERCOVER” project consists in injecting EUR 10M to finance & develop the first leading online South-East Asian based Micro-credit firm.

 

Key investment considerations

     

    1. Invest in a leading player established in the strategic Southeast Asian region

    • A fast growing market where the majority of the population have no access to credit
    • Data collection and proprietary algorithms with continued investment in machine-learning / A.I. technologies

     

    2. Outstanding and experienced executive team

    • The management previously founded a financial start-up
    • Qualified management with 12+ years of experience each
    • Strong experience in credit & banking institution (Citi, Rabo, Barclays)

     

    3. Solid track-record in micro-credit : high monthly returns to lending capital providers with minimum downside

    • < 3% Default Rate
    • Clients Monthly application Growth (July ’15 – Current): ~15%
    • Clients Monthly Retention Rate: 70%
    • Net Interest Margin: ~15%

     

    4. Realistic & attractive BP

    • 2016 Growth (vs 2015): +300%
    • 2017 Revenue = ~USD 3M
    • 2019 Revenue = ~USD 35M / EBITDA = USD 7M

     

    5. A solid development strategy

      – USD 5M capital Injection to:

    • Develop its image/ brand and boost the marketing plan
    • Scale the service offering within South East Asia
    •  

      – USD 5M Debt Injection to:

    • Increase the capital lending facility due to a strong demand locally