Our Investment Opportunities – Project Code Name: “UNDERCOVER”

MICRO-CREDIT - Investment Opportunities

Online Microcredit

Project code name “UNDERCOVER”

Series B

ASEAN

Fund Raising

“UNDERCOVER” project consists in financing and developing the first leading online South-East Asian based Micro-credit firm.

The company has already achieved its proof of concept with USD 3M turnover in its local market (+1100% YoY growth) and a successful USD 12M Serie A in mid-2017.

Our client seeks now USD 20M in Equity & USD 30M in debt to :

– Growth Capital for Expansion to Other Markets
– Marketing & User Acquisition
– Diversification into Other Credit Products

 

Key investment considerations

     

    1. Invest in a leading player established in the strategic Southeast Asian region

    • A fast growing market where the majority of the population have no access to credit
    • Data collection and proprietary algorithms with continued investment in machine-learning / A.I. technologies

     

    2. Outstanding and experienced executive team

    • The management previously founded a financial start-up
    • Qualified management with 12+ years of experience each
    • Strong experience in credit & banking institution (Citi, Rabo, Barclays)

     

    3. Solid track-record in micro-credit : high monthly returns to lending capital providers with minimum downside

    • Current Portfolio NonPerforming Loan “NPL”: 1.08%
    • Clients Monthly application Growth (April ’15 – Current): ~29%
    • Clients Monthly Retention Rate: 75%
    • Monthly Net Interest Margin: ~18%

     

    4. Realistic & attractive BP

    • 2017 Growth (vs. 2016): +1100%
    • 2017E Revenue = ~USD 3M
    • 2018F Revenue = ~USD 30M / EBIT = USD 12M